M/s United India Insurance Company
Theft claim of policy No : 01138131080100001403 & HO ref:726

From

N.S. VIVEKANANADHAN, 10, THUNGABHADRA, ANUPURAM, DAE TOWNHSIP,

THIRUKALUKUNDRAM (Taluk), CHENGALPET. PIN; 603 127 For communication;

Residence: Cell Number :93817 72980 & 98419 07944

P & T No : 044 2748 2692.

Sir,

Sub: Case against M/s United India Insurance Co Ltd rejecting in theft related insurance claim - reg

1) Policy N0 :01138131080100001403 & HO ref:726

I N.S. Vivekanandhan, Scientific officer working in (Govt staff) one of prestigious institution of Department of atomic energy (DAE), Kalpakkam. I have been allotted dwelling unit DAE township.

My vehicle was stolen in the year 2009 from Kalpakkam DAE Township which is one of the most secured township in DAE . Subsequently I completed all formalities of M/s United India Insurance Co till today.

But finally my vehicle claim was rejected stating that the DAE security & nearby Police station will not support my insurance claim.

My vehicle was parked at parking area that is exclusively meant for DAE staff.

M/s United India Insurance co is legally rejected my claim by their existing procedures / poor services wrt theft claim.

Poor services of M/s UII co is as follows :

1. M/s UII co, policy condition No:4 was not informed to me well in advance i.e. on 29-06 itself i.e. when I approached and given intimation about my theft claim

2. I was wrongly encouraged by this firm on 08-07 to submit FIR & NTC

3. I was misguided by this firm on 14-08 & 15-12 to submit acknowledgements registered letters of RTO & local police station.-It results to me in loss of expenditure

4. I was told to unnecessarily submit Form -29, 30, original Indemnity and subrogation bonds – Again this also results to me in loss of expenditure and my time

5. Lack of service on my claim from 26-07 to 28-10, because after demanding / asking status to this firm by me, I was informed to give clarification by this firm and

6. Lack of service on my claim settlement from 02-02 to 25-03

Expecting favorable actions at your end

Thanking you,

Yours sincerely

N.S. VIVEKANANDHAN

Date: 26-04

Place: Kalpakkam