My friend had taken a personal loan from ICICI Bank in the year 2003 from one of the cities in India. Unfortunately, after 5 months or so her husband lost job and they were not able to pay the amt. Subsequently they shifted to another city from pastures, now that they are earning and wanted to repay after 3 years. The collection agents some how found them and started to harass them. They are threatening of arrest warrants and etc. IS this all correct. CAN they be arrested. Pl help.
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