Respected Sir,
I have a personal loan from Allahabad Bank, Civil lines Branch, Gorakhpur. (U.P). My loan account No is- 20186842854, My two LIC policies were mortgaged against this Loan. One Policy No- 280528312 was matured in March 28. Last year in first week of March i met to that time dealing officer Mr. Verma for correspondence with LIC and to collect the money and deposit it to my loan account. At that time i was posted in district Sitapur. Afterwards several times i reminded to the Bank by phone. In September i was transfer again to district Gorakhpur when i inquired the loan and LIC amount was not adjusted into my loan account. In September & October I met to the Bank persons including Branch Manager (Mr. Sengar) at least dozen times. Lastly i gave a written application to regional office Gorakhpur on 3 Nov & to Branch Manager Civil Lines Dated 11/11. I was given assurance that it will be decided in a month. Lastly with my personal attempts the money brought back to the Bank in the late last month (March). The amount was one Lakh eighteen thousands three hundred fifty.
My Plea is that:-
(I) Is it the duty of the bank to collect the money from LIC or not. Despite my continues reminder starting from before the maturity of LIC in the March to March.
(II) If yes then the interest charged by Bank on the amount Rs.one Lakh eighteen thousands three hundred fifty.from March to March, should be returned to me.
So Kindly direct the Bank Manager / Regional office so that the interest charged by the Bank to that amount and to that duration may return to me.
Thanking You.
Dr. Rameshwar Singh
Dy. CMO (NRHM)
CMO (FW) office
Neta ji Subhasha chandra Bose District Hospital Campus
Gorakhpur (U.P)
Mob no- 91 9935555006
E-mail address - [email protected]
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