Bajaj allianz Life Insurance Company Ltd
Poor performance of Policy and great monetary loss incurred

I have invested in two policy of Bajaj Allianz Life Insurance company of Rs. 65000.00 and the present value is Rs. 23000.00. I have not completed first three policy year. I have decided not to pay any premium further due to poor performance of the policy. If I pay the full three year premium slab I have to pay an amount of Rs. 70000.00, but there is no gurantee that I will get the money back.

Kindly help

What to do.