I had a supervisor from the citibank collection team coming and collecting dues of the bank from me for my loan and one day he told me that he will take my brand new N72 with him as deposit and when i would give back the EMI he would return it the nos that he have me were false and also he was not picking up his calls finally i decided not pay the amount of my loan to the bank and wait an watch and now they are sending collection people to my house at larte nights when my mom is alone and threaten her
Kindly Guide me what to do
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