Dated-12.11.08
To
The Citifinancial Loan Dept.,
New Delhi.
Dear Sir
This is to bring to your notice that I have taken Personal loan from you vide Loan A/c no. 12441224 and for the same an EMI amount i.e. Rs.2304/- is debited through ECS from our SBI account.
The last ECS was done from my SBI account was in MARCH and as per your negotiation with the SBI gets disturbed you stopped taking the EMI through ECS as what informed from your KOLKATA office, they asked to deposit the EMI through CASH only every month.
Your executive visits every moth from APRIL to our residence to collect the EMI in the form of CASH and also provided the receipt for the same.
After depositing the EMI every month in cash, you have taken money through ECS from my SBI account on 05/10 for Rs.4608/- i.e. an amount of two EMI's.
Now today you have send SMS to deposit the EMI on an urgent basis of Rs.2304/-, as you have already withdrawn Rs.4608/- as advance without intimating to us and now you are asking more amount to deposit what you are trying to fool us or trying to cheat towards this loan in withdrawing the amount without any information to us.
We had already lodged FIR in KHARDAH POLICE STATION vide complaint no.725 dated 07.11.2008 along with your executive present at the moment of filling the FIR towards your fraudulent act in making ECS after stopping from your side only by intimating that cash will be deposited and now you have withdrawn two EMI's as advance, why?
Keeping in view of your reputation just look into the matter on an urgent basis else your are forcing us to take judicial action on your fraud which you are continuing first by debiting by ECS and now sending SMS for more funds while you have already taken two advance EMI'S
Waiting for your quick response in clarifying your stand as we do not want to say that CITI FINANCIAL IS A CHEATER AND DO FRAUDS in taking the EMI amount.
Yours truly and faithfully,
BIJAY SINGH
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