Dear Sir/ Madam,
Please help me in this regard as I have not purchased anything on my city bank credit card and City bank is following me for the payment of the same this is the latest reply from my side to the mail from city Bank mail.
Kindly look in to matter and guide.
thanks 7 Regards,
Vaibhav Kulkarni
Dear Sir,
As I have asked in responce to your mails several; times, Please tell me that why should I pay this amount where I have not purchased any thing on the card, In this regard Please clarify me on following Issues,
A. Please tell me that what I have purchase d And When?
B. If It is Insurance Policy Payment then show me that when agreed to pay the same .& who authorise you to make payment for this? because I have never requested for that.
C. Show me the details of Insurance Policy which was given to me anytime by You.
D. why you people are not replied me before to my several mails stating the same resons to wawe off the payments?
Why should I make the payment of the bill against which I have not Purchased Any thing? this Followpu from your side causing me serious pains .& requesting you to wawe off all the payment and close my credit card facilityas of today.
Regards,
Vaibhav Kulkarni
On Sat, 06 Jun 18:16:40 0530 wrote
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>Dear VAIBHAV V KULKARNI,
>
> RE: Citibank Credit Card # 4550XXXXXXXX9007
>
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>This is with reference to the above-mentioned Citibank credit card which was issued by CITIBANK N.A. since2005.Our records indicate that you have not adhered to the payment schedule of the card outstanding dues and in spite of various requests & reminders from our end, there have been repeated defaults in payment of the due installments. You have, thus, committed a breach of the Terms and Conditions of the Credit card usage agreement.
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>We wish to confirm the following on your account:
>1. You have not made any payments since 2006.
>2. As on date, the outstanding on your card stands at Rs.49380.88.
>
>We also wish to inform you about the legal stand that is to be followed by the bank in accordance with the RBI regulatory body:
>1. Your account has been declared a Non-Performing Asset (NPA).
>2. Your card has been marked as "Defaulter" on the credit bureaus as mandated by the statutory and regulatory requirements.
>3. The bank has chosen to initiate civil/ criminal action for the lawful recovery of the outstanding amount on your card account. The bank shall hold you liable for all costs as well as interest incurred in this regard.
>4. Your application for a new credit facility in future from any other financial institution may be rejected due to 'Defaulter' status on Citibank credit card.
>
>Keeping your past track record in mind, we wish to help you in overcoming the current financial position. As a very special case, we wish to offer you a one-time settlement offer. This will help you in not only overcoming the present financial position but also improve your credit ratings. To avail of this special offer, we request you to urgently get in touch with us at 91-11-66525377 or email us at [email protected].
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>Please note that this offer is open only till 12th June. In case you fail to avail the said offer or make the payment of the above mentioned total amount due by 13th June, we shall continue to pass on your financial information pertaining to your card to the Credit Bureau (CIBIL) and Criminal prosecution and Civil action (s) may be instituted against you. This is, however, without prejudice to any other rights available to us under the Settlement Agreement and / or applicable laws.
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>Please treat this as the last and final communication to you in this regard.
>In case of any doubt or clarifications regarding the same, please get in touch with us at the above-mentioned contact details.
>
>NOTE: WE DO NOT DISCLOSE CARD NUMBERS OVER MAIL TO PROTECT CLIENT CONFIDENTIALITY.
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