Sir,
I had applied for Credit Card with ABN Amro Bank & Punjab National Bank but after protracted correspondance i was informed that I'm not eligible for the credit card being defaulter. it was subsiquently learned unofficially that the default was due to reports from Citibank & HDFC. I have never applied for any credit card from any bank especialy these 2 banks and have not taken any sort of loan which may have been defaulted therefore the reason for not issuing the credit card does not appear to be sound. May I request to kindly investigate the matter and let me know the reasons for not being eligible for credit card when i have never defaulted as no loan or any amount has been drawn from any bank.
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