Hi Sir,
In the last 1 year, I went through financial cruch and because of that I couldn't make regular payments on my both cards but prior to that, I was making regular payments.
Now recently I got a job and I am out of country.
ICICI ACCOUNT NO NAME CLOSING AMNT PRIN BAL (settlement)
4629864119094003 PARIKSHIT BAGUL 112535.54 89085.15
4477470223203002 PARIKSHIT BAGUL 89515.76 49094.44
Collection Agency: There is a guy from ICICI Collection agency called Abhijit Shinde (91 9763105007) came to my home around 8.00 pm which is not allowed as per RBI rules and regulations.
Prior to that there was a another guy called Umesh (from ICICI collection Agency) reached at my home after 10.00 pm which is also not allowed at all and he claimed that Bank guys can come at any time even at 1.30 AM.
Mr. Abhijit Shinde claims that I abused his guy Umesh which is absolutely wrong.
He also said that he will cancel my VISA. Threatened me " forget about the bank and money. He will come and see me or harass both me and my wife on personal front"
Me and my wife are completely harrased by this treatment from ICICI bank Collection agents.
We both had bad time in the past and because of that we couldnt make payment in last few months but prior to that we were making regular payments to bank.
I intend to make payment to bank but they will have to give me some time and I will definitely settle the accounts which I have with ICICI.
In this particular situation, I am completely clueless that what should I do cause I am out of country and I wanna take precaution for my wife because I am sure these guys from ICICI back Collection agency are not good and they might go upto any level to harass me and my wife.
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