Subject: Complaint against the Credit Rating Agencies and Lending institutions naming
i) Credit Rating Information Services of India Limited (CRISIL)
ii) Standard Chartered Bank – Credit Card No.4129-0473-8072-6348
iii) HDFC Bank Ltd - Car Loan No.261658
Dear Sir,
Recently I approached a finance Company for availing a vehicle loan and to my utter surprise and dismay I have been communicated that I have a default/write–off of Rs. 75, 000/- showing against my name by a Credit Card Company and NPA status of Car Loan against the name of my spouse Shalini L.Vidhani.
The status given by the Credit Card Company and Car loan Bank to CRISIL are not only untrue & misleading but also badly hurting my credit standing in the society.
I have been issued NO-DUE Certificates by both of above institutes to prove my contentions where the car loan is foreclosed by my wife by paying full outstanding amount as well as a full and final settlement payment of Rs. 750/- to standard Chartered Bank toward wrongly charged interest & charges debited by the credit card company.
I request your good office to take my issue appropriately to all the rating agencies sharing common credit resources to correct credit rating of myself and my wife immediately.
Thanking you,
Sincerely yours
Lalit B.Vidhani
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