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I hate HDFC Bank

Dear All,

I am using HDFC credit card from last 1 or 2 years. But now a days, as all you know that market is going down and crisis is coming up. I am unable to pay my dues in time (total dues around 40000).

And I'm paying 1400 to 2000 interest every month. that is pathetic for me. B'coz my earning source is going down. Many times I ask to HDFC people that can u please reduce my dues or can u suggest me any better way to clear ur all dues, so atleast i can save interest, which I'm paying every month to HDFC bank.

But, really HDFC people are very very bed in this type of talking. They simply said... no there is no way... you have to have pay the all amount.

I really disapointed with specially HDFC bank. and I request to you all... don't don't don't go for HDFC credit card...

Anyway, now can anybody suggest me that what should I do now...

:(Waiting for reply