I am working in M/o Urban Development as U.D.C. and my gross salary is 17000 p.m. and net salary is 12000 p.m. I have applied for personal loan from H.D.F.C. Bank. One Shri Abhishek from HDFC Loan Deptt. contacted me and after taking my details told me that i am eligible for loan amount of Rs.100000 only and quoted rate of interest @30 percent reducing. I argued with him that the ROI is too high compared to other banks. I refused to accept his offer. On next day i got another call from different executive from HDFC and she quoted me rate of interest @24 percent reducing and loan amount of Rs.50000 only. I have refused the offer by arguing that the amount offered is not sufficient for my requirements.
On Next day again Someone from HDFC bank called me and quoted rate of Interest @30 percent and amount of Rs.50000. She have told me that my job profile is low as i am working in Govt. Sector. She told me that Govt. Sector is not a reliable sector.
I want to know whether HDFC Bank is cheating or some DSA's through their Executives are cheating the public and spoiling the image of HDFC Bank.
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