Hi,
This is Anantha R. Working as Software Enigneer, I had HDFC Credit Card, since i was moving out of statation I setteled the credit card in 30-Sep (full and final settlement) and the amount was only Rs. 3, 000/- No balance related to interest or any fee which credit card had carged me, its full and final settlement.
But the problem here is, my data for my credit card which i settled in 30th Sep 2006 is entered in CIBIL. I still surprice whats the need to enter my data into CIBIL even after i made full and final settlement even in CIBIL the blance amout to be payed is Rs. 0.00 (zero) no amount is pending. I raised this complaint to HDFC Customer Care (080-66224332) more than three times, every time they will take my mobile no. and tell that, I will get a call from higher authorities about this CIBIL issue with in 48 hrs. but now its arround a week I didn't get any call from HDFC. Even today i called customer care HDFC and i hear same words of 48 hrs. I am not sure they will call me about resolving my CIBIL issue.
From past sixmonth i applied personal loan in more than six banks but its getting rejected due to this record in CIBIL. This is really very bad way treating costumers and the customer complaints are taken for granted in HDFC bank. This is really an arrasment and no interest is taken to resolve my issue. I could call this issue as a way of black mailing of customer from HDFC Bank.
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