I have taken loan (cash on card) on my credit card on 16/04/08 for Rs.55000/-, because of huge interestes I have dicided to proclose the loan amount. I have called the customer care and requested for the preclosure amount, I was shocked with the response from the customer care people. They have told that I have to pay Rs. 95000/- as there is outstanding amount is there on card and 3% preclosure interest plus 12% interest.
I request people not to take the credit cards from the Hdfc bank.
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