I have a HDFC savings account and a credit card. I was out off country for 2 months due to which i wasnot able to pay the credit card dues. I returned back and since i have an ECS loan in my savings account, I deposited the cash into my account. They holded the cash due to the card dues and now the ECS has got bounced. I contacted the card guys and they assured me for a call back from the concerned department. I waited for 1 full day in vain. The next day i again contacted them but they kept me transfering to different department without a proper response. Still i waiting for response. The loan guys in other side are screwing me for the loan due. Since my cash has got blocked into my account, i am in way to be helped. But the creditcard guys doesnt understand the importance of a loan against credit card. If the issue continues withoout any reponse, i am going to ask them close off my account & take legal action against them for doing so.
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