Hi,
Last year I had a EMI card with ICICI and i missed 2 EMIs for the card. They blocked the entire amount from my account 10 months back.
I previously had a car loan with ICICI and just 5 days back i preclosed the amount. And now i had applied for a new car loan with ICICI and my loan got rejected. When i enquired about this, I got to know that my name is listed in CIBIL coz of the EMI card issue.
When i enquired customer service about the defaulted amount the information was shocking. I was notified that i have a defaulted amount of Rs 20. If the ICICI collection department could block 30 K from my account, can't they take 20 rupees from it. This is a kind of revenge taken by ICICI bank on consumers.
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