I had one Credit card of ICICI bank and ICICI lombard made one credit card linked insurance. It was telephonic and they never told me that the Total premium amount will be blocked from my credit card.
I continued the card for more then one year. Now after clearing the all my dues when I tried to close the card they shows me that I have some outstanding for the linked credit card. I accepted this issue and I told to inform me the Full and final credit for the credit card and give me the declaration that if I pay that amount there will not be any claim in future and I will not be bound to pay any claim further. They never made this disclaimer to me. I have doubt that after I pay that amount they will claim some other thing in future.
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