ICICI Bank Credit Card
Unauthorised transaction by the bank

I am having ICICI Big Bazzar Credit card no-4477469818868005.

on 07.08.2008.an amount of Rs 2247.19 has been auto debited from my savings bank A/c no-003501064563. against illegal transaction claimed by the bank. The customaer care officer informed me this is against loan which I have never applied and received, they also informed that subsequently the loan was cancelled the amount was not given to me but Rs 2247.19 has been charged as Process fees.

First of all I have never applied for any loan and not received also.

Then why this amount is autodebited from my A/c.

Please reverse it back and deposit the amount in savings bank A/c.