ICICI
Cash given to collection agency missing

Dear all

This is with regards to the loan given on my my wife's credit card without any repayment instructions and options. On February 14th I gave Rs. 80000.00 to a collection agency appointed by ICICI to regularise the loan account.

Till date this money is not trace able and I have recieved unlimited harrassment and threatening calls from all corners and collection agents of all sorts.

Since the time the money has gone mising I have stopped paying up the EMI's

Would like to know what can I do, what legal action can I take against ICICI to recover my lost money and how far is ICICI liable as I desperately wish to settle this account and not deal with these collection agents anymore.

Your valuable advise will be much appreciated

Regards

Sanjey Kumar Bhatiya