I regularly use ICICI-Trinetra credit card and paying the monthly charges regularly. The bank has issued another credit card. I have withdrawn cash of Rs.20000 from the second card on 12.8.2008. In my last month statement the bank has clubbed this withdrawal to my first card and issued a combined statement. Due to this clubbing I have crossed my monetary limit of first card and the bank has charged me this month Rs.500 towards overlimit charges. I do not understand how the bank has levied this amount to me when they have given me seperate monetary limit on my second card.
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