ICICI, HDFC and Standard chartered bank
My name in the defaulters list

I had ICICI Credit, HDFC and Standard Chartered Bank Credit cards

I have paid money towards purchases in the credit card on time.

There is a huge amount charges in my credit card towards fnance charges and late fee charges charges since 2005 .

I have written to the banks towards the Finance charges and late fee charges to be reversed which was charged to my card on account of accounting the payments after the due dates of payments

Example if the due date is 10th April, I drop the cheque on 10th April and the receipt is accounted after 20th April after the statement generation date.

Please do advise me how get these issues sorted out. I can send you the scan copies of the letter filed with the bank.

I am being penalised by the banks asking me to pay the charges and also they have not considered my replies and no reply received for the letters sent and for the rely sent to their advocates in response to the notices issued.

Your help in this regard will be highly appreciated.

Regards

Srinivasan. G

Mobile No 98450 67235

Date of Birth 7th May1955.