ICICI / Personal loan
Saving Account blocked

Hi Sir,

I have ICICI personal loan, from last 2 years I am paying my EMI on time, my EMI date is 5th of every month, but last two months my EMI went on 7th & 10th, as insufficient balance on 5th, so they charge RS:- 450 as late fee, i was ok, but before one week they block my saving account by Rs:- 4600, and my account went in nebative balance of -3500 and because of that my CC payment didn't wentand I am charge total of RS:- 1100, now what should I do as they took payment on and also they block my account and i have pay all the charges.