IDBI Bank home Loan
Rejecting Loan

Dear Sir/madam,

I have applied for Home Loan in IDBI Bank, Pune. But due to my CIBIL Report they denying to give me loan.

In my cibil report there is a overdue of ICICI Credit card showing, but I have already paid all my overdue in the month of Sep 2009. Last payment I have paid the payment of this Credit Card in April.

But now I dont have any overdue pending with me. Still IDBI is rejecting my Home loan requirement.

If I have already Paid all overdue then why CIBIL is still showing outstanding. Why IDBI rejecting my loan application even though I had submitted NOC from ICICI Bank.

Please suggest.

Regards,

Mukul