Dear Sir
Recentally i have applied for home loan from CITI bank, where bank has rejected my loan stating that i have centain due/defaults of credit card or any other personal loan.
I would like ti say that i do have some credit cards, which i have taken 2 yrs back but i had never swipe them at all & i am not receving any dues bill from any credit card company.
I had personal loan in HSBC from May 07, which i had closed in last may 08 & also holding loan closer paper. I had never return any EMI of HSBC bank. i had requested HSBC bank to issue me clean EMI payment certificate but till date i have not received any correspondent from bank.
Further to inform you that i do hold personal loan from CITI bank & HDFC bank from 2008 & all EMI of this loan is duely paid by me.
I would like to know that where is my any credit default reported in CBIL & which bank has made me defaulter
Kindly Look into matte
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