Inconsumercomplaints.com » Miscellaneous » Review / complaint: Laptop - Post dated Cheques | News #368795

Laptop
Post dated Cheques

Sir,

I am father of Madhu who is now abroad. He had availed a loan for purchasing a laptop before he left India issuing a few post dated cheques. As he left he instructed me to ensure that the cheques are honoured on presentation. The cheques are on Canara Bank, Kothamangalam branch. I used to ensure that the cheques are honoured on presentation. Yesterday I got a phone call to my mobile stating that a particular cheques was dishonoured during October last. The call in male voice came from 04846493190 purportedly from the Ernakulam office of Bajaj Finance. I enquired with the Bank and got confirmation that no cheque was dishonoured during the period. Today when I got a call from the above number I told the cheque was not dishonoured. Then he said I have to confirm that the cheque is passed. I told having issued a cheque our responsibility is to honour them and we are not responsible for its misplacement and loss. Las month they had called me stating one cheque was misplaced and demanded cash for which I paid cash without getting the cheque back. When I said please confirm with your bank about the dishonour for which he said it is up to the drawer to ensure its payment. Otherwise our security deposit will be confiscated. The tone was threatening and hooliganic. I told you have no right to confiscate our security until and unless the bounced cheque is returned so do not take such a foolish step. He cut the phone. So I called back. There was somebody else at the phone. i told him if you are threatening we will stop payment of the further cheques. he again confirmed the threat.

I contacted my advocate and hence this letter.

In this connection I would ensure the following>

If Madhu has issued a cheque it will be honoured on presentation. In case it is bounced inadvertently, I will pay the money either by draft or cheque along with the reasonable charges.

At any cost kindly avoid these hooliganic threats in future.

In case a cheque is bounced please send it back and collect a DD for the amount plus charges. Hope you will see to it.

Kindly reply at the earliest but not later than 15.12.08 .

Ramachandran Nair P S


Company: Laptop

Country: India

Category: Miscellaneous

0 comments

Information
Only registered users can leave comments.
Please Register on our website, it will take a few seconds.




Quick Registration via social networks:
Login with FacebookLogin with Google