I almost got cheated by a Citi Banker, he was trying to sell me a life insurance policy..where the 1st year allocation charges were more than 50 percent of the premium amount. Its quite crazy. I wonder how CitiBank operates in India. At the same time i met someone from www.BimaKing.com, this is the company to watch out for! They made me understand insurance offerings from various companies like LIC, Kotak, Birla, ICICI etc... I finally said no to Citibank and bought a new LIC - Jeevan Anand policy from www.BimaKing.com. Good guys still exist in market.
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