Inconsumercomplaints.com » Miscellaneous » Review / complaint: Personel loan - Delay in loan | News #487076

Personel loan
Delay in loan

Dear Sir,

I have applied a personnal loan in your ICICI Bank ltd, Patiala Branch. There are already two personnel loans in my name viz.

1. LPPAT00011315655 for Rs.1, 00, 000/- with 48 EMI’s Rs.2, 990/- (Paid 10)

2. LPPAT00012594755 for Rs. 1, 00, 000/- with 24 EMI’s Rs.4, 972/- (Paid4)

I was in need of meony for domestic reason. So I visited your bank and asked about more personnel loan. Then the Loan Manager concerned assured me the bank, on the basis of my traks, can give me Rs.2, 52, 000/- out of which I could made repament of above two loans and can have More than Rs. 52, 000/- extra. I handed over the signatured photocopies of

1. PAN

2. Residence proof (Ration Card)

3. Identity card

4. Photo (snap) of self

I am a a regular employee of Punjab State Electricity Board, Patiala. Earning Rs. 19691/- as Gross Salary and my net salary is Rs. 14718/-

I was assured that within four days My loan will be disbursed. After one week I again visited the Bank. Again I was told that In FI my residential status was negative. Actually we all were out of city for four days because of the death of my Mother in law. When I told them the fact they said that within next two days my loan will be cleared but still I got no resposne.

Please do the needfull.


Company: Personel loan

Country: India

Category: Miscellaneous

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