I had a card with ICICI, which got irregularised from late 2007 onwards, as I lost my job. Presently I am working as agent on commission, and unable to attend to my family needs properly, seeing this I have asked the collection agents from the bank that I will be able to start repaying from February 2012, when two person from the collection agency visited my house, one was Mr. Krishna Mobile no. 9268194181 accompanied by someone senior to him. They seemed to agree about the same. But today I recieved a call from 011-47004446 and a lady named Yamini/Damini (which might not be her real name) started pestering for payments, kept on repeatedly calling me and harrassing me with abuses. She also told me that she is from Videocon Tower, which I am sure that s.he is bluffing and she is from the collection agency most probably Friends Associates of Lakshminagar.
I am contemplating taking the legal course against the bank, in this regard, if anyone is interested in taking up similar matter jointly please contact me at [email]firstname.lastname@example.org[/email]