Sir,
Regarding this issue the chairman and top management assured us for the refund of excess interest charged by the bank so many times. But still we are waiting for the settlement.
AXIS Bank sanctioned us a home loan on 10/08/05 of 21.5 lacs for purchasing the property and 11.5 lacs for the renovation of the same. We have been charged the monthly installment of Rs 26585/- from Sept. 05 to the bank regularly for 15 months without disbursing the loan.
Also, Wanted to confirm that how can AXIS bank give a renovation loan (& charge interest) till the plot is not registered. And they have put 4 lacs on hold because of PAN Card was not submitted by our relative's loan Account. WE have no relation with this issue.(That account has been closed also). But bank is Still charged interest on the same.
One of our co-partner of property Mrs. Namrata Vijay Rathi also took a H/loan from AXIS Bank of Rs.35 lacs and due to Non-cooperative behavior/harassment of the banker/consultant they (Mrs. Rathi) closed the loan account even after paying 10-11 installments without disbursement of the loan. Finally they took a loan from Dena Bank, Navlakha Branch, Indore for the same property.
Sir, please do the need full at your earliest.
Regards,
Mrs. Babita Rajkumar Muchhal
91 94250 56780
Res. No-0731 4060403
[email protected]
[email protected]
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