Myself Krishan Kumar is one of the mentally harassed credit card holder's of SBI. I have been holding this card for around 6 months and this period of 6 months have been a torture for me. I have never ever used this card since i have been applied for the same just because of the negative feedback which i got from my friends. At the time of applying i have denied for all the extra facilities like insurance, easy bill etc...
Now i have been receiving continuous legal notices from the SBI department stating that Rs. 7733 is due upon me. They even call me up offering me a waver of around Rs. 3000. Now they are asking for Rs. 4000/- in order to settle this dispute. All these has harassed me a lot and is fed up of all this. The Ref. no. of the legal notice which i received is: QL/150/APR/07/2148. When asked they don't even have the details of why this much amount has been charged towards my credit card.
Being one of the largest banks in the work they are offering such a below standard service to their customers and threatening their customers of submitting a particular amount in order to settle it. But they question is "Why...? ". Everyone earns their money by shear hard work and no one will pay a single penny for free.
Important Note: "Never ever in your life apply for a SBI credit card, no matter what all facilities they are providing".
Krishna Kumar.
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