I was offered a loan on my SBI credit card few months back. At that time they told that no extra charges and no sevice charges so i opted for it. Later i was shocked to see the statements with so many service charges and extra charges. when i asked them reagrding this, they are telling that those are the charges for SBI and government taxes on EMIs. This is really rediculous thing. They have to intimate before taking the loan as i asked for extra charges and service charges before itself.
Advising to all people that dont take any loan from SBI at all.
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