HDFC Bank is biggest decoit i have ever seen. Couple of years back their agent came to my place to open children account. The condition was to have Rs 10000 FD and you can maintain 0 balance.
Recently they charged Rs 330.90 suggesting that i have not maintained minimum Rs 50, 000 balance.
They change this scheme in Apr without notifying customers or atleast me.
How can any bank do that? If they change any policy they must notify customer in advance so that either customer can close their account or maintain balance according to new system.
However, i think RBI (regulators) are just sitting idle. Nobody seems to be working for the customers. How many people in this country can maintain Rs 50, 000 balance and that too all of a sudden.
I am shocked.
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