To open a new establishment's proprietorship current account the HDFC Bank is strictly demending the cheque payment for the initial AQB deposit and voilating the RBI guidelines.
I have submitted all the necessary documents required by the bank along with the duly filled form in HDFC Banks Peeragarhi Delhi branch on 04th July But they people have not opened my account till today nor they have returned my documents back even I have personally visited the banks branch as many as 6 times I have also drop two letters in regards of the matter in the branch's complaint n suggestion box but not received any reply
They people are telling me that they will not open my account unless n until I will give them the initial amount required to be maintained as AQB through cheque only either from any of my savings or current account They people are misleading the facts by stating that these are KYC norms of RBI that no current account should be open through cash deposit of initial AQB
You are requested to please intervene in the matter and state that weather it is mandatory to give a cheque of initial AQB amount at the time of opening the current account or it is just a malpractice adopted by the bank
And if it is mandatory then you are also requested to please take such measures so that the bank should return my documents along with a letter stating the specific reason behind non opening of account as soon as possible because already 12 days has been passed.
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