Hello! Myself is Dr Rajesh B. Upadhyay M.D. A classic customer of HDFC bank (client i.d.29905581). In this diwali I have decided to buy a house at Rajkot worth Rs 30lacs. I was having three options for home loan, which include SBI, AXIS BANK & HDFC. As I saw advertisement in diwali edition of one magazine which says HDFC home loan is instant with only simplicity and no complexity, I have applied for HDFC home loan and my file number is 600835267/AM23.
My loan is already approved on 30th November after providing a number of documents one by one for two weeks. Then I have called HDFC executive and equire for documents for disbursement of loan. I have sent my file including all necessary document on 2nd december and have completed all formalities by 6th december. Afterwards When on 14th december, I contacted officer of HDFC, Rajkot office for my loan disbursement, he refused and told me there are alot of queries in property papers. But according to my builder, these queries are neither satisfactory nor acceptable. Ideally all these queries should be made before approval of loan. If have taken loan from AXIS bank or SBI, I have not to face such a problems. Other customers of same builder received finance from other instiutions in a period less than two week. HDFC has taken time more than one month. It is my great mistake that I have applied HDFC for home loan. HDFC has wasted my time, money and mind. Now I am planing to withdraw loan application.
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