1. Refer HDFC Insurance Policy No. 12697604.
2. Firstly, I had never applied for this insurance policy. However it consists of all my details and my signature (forged) as per the photocopy of the policy papers that I have recieved.
3. The company customer service claims that I had given an initial DD worth Rs. 50, 000 for the policy which can only be claimed if I go through with the three year policy term and timely payment of all the remaining 5 installments.
4. I have the following grievances against the company-
(a) False documentation for the insurance policy and forgery of signatures.
(b) Persistent mails suggesting need to revive the policy at the earliest.
(c) No support to close the policy and assistance in finding the culprit who has raised the policy on
my name.
(d) No support to find out the sales executive who was instrumental in raising the policy.
5. The only deductions that I can sum up from my experience is that the company or its sales representatives have designed a nefarious way of luring the consumers into opting for the policy by forging documents and stating that an initial payment of Rs. 50000 has already been made so far thereby urging the consumers to make the entire payment.
6. On calculation of the entire benefits, it is evident that the so claimed initial investment of 50, 000 (as claimed by the company to have been done by me) is not at all calculated and will not in any case be refunded.
7. Sir, Please assist me in finding the exact details as this type of forgery may entail major financial losses as my main salary account is in HDFC Bank which in itself is a sister subsidary of HDFC.
With Warm Regards
Anand
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