HDFC Standard Life both is a big fraud. Keep away from it friends. I have been ripped of Rs. 1.2 lacs by HDFC standard life and these crooks are not willing to refund money without me to beg on their knees. There is one thug named B. Arun Kumar at Chennai who legalizes the cheating activity and he is going to eat your money one day or the other.
Here is his profile: http://www.brijj.com/arun-kumar-b-82? wp=y
They are going to cheat you, trust me keep away from them.
Robert A., Goa
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