1. 10 year plan was sold as 3 year plan.
2. 110% money back guarateed after 6 months; confirmed as cheating by mehsana branch; others also reported same for mehsana branch. concerned person got promotion for completing target of cheating. Even he cheated the insurance company, because many policies are returned.
3. Policy not returned even within 15 day period return. No action even after 1 month.
4. Threatened by Mehsana Branch (north Gujarat) HDFC Standard Life head that money will be returned only if i purchase some other policy. No acknowledgement received after returning the policy.
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