Hi.. I received a mail recently stating that I have an overdue with HSBC bank for some kind of personal loan.. really dont know what this is bout cuz I never ever applied for it.. they say that I havent paid it for almost 2 years now.. how is this possible when I dint even apply for it n how can they state that I was paying it for some time? please help... also said they might proceed for some legal thing...
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