Dear Sir,
I (Vikas Kumar Pandey) am credit card holder of HSBC Bank (Card no. 4384599911235454) & belongs to delhi.
Actually because of financial problems i was not able to make the payments timely, so i decided to close this card by settlement.
Actual bill at the time of settlement was about 11000 Rs. and company offered me to pay 5000 Rs as settlement amout which i paid by cheque.
But there was a bit mistake from my side that as per company settlement letter payment should be maid on 25th sept but i gave them Cheque dated of 30th sep 2008.
Sir i did this mistake in inconscence & not read the settlement letter properly. Still i have that letter with me (attached)
But now after one year company is asking to pay 35000 /- to close this card, in which maximum amount is of late payment charges.
Sir, again i am agree to settle & close this card but on actual bills only.
Request you to help to close this issue.
Regards,
Vikas pandey
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