Hi,
i had HSBC Credit card 4476 9299 8854 1238 in past year it was expired on march, after that on March statement they charge Rs 700 for PRIMARY CARD MEMBERSHIP FEE, so had i denied to pay this fee and till that time i had not received new credit card and my past all the dues was clear so i have not paid March bill, then they send another Bill in April with late fee charges, at that time i wrote to HSBC customer care and also called them, but they replied to me that any how you have to pay these Bills then we will stop late payment charges, i asked them if i have not received new card and i am not using your bank services any more then why i have to pay these Bills, but they denied my all the arguments and refuse my complaints. After that every month they are sending my old card statement with these late fee charges.i haven;t checked any statement, but last week i applied for personal Loan with Citi, then citi inform me that some of the banks have logged complaints again you in CIBIL, so they denied my Loan, then i checked my HSBC account and i found Rs 3900 Credit card statements and all of them are late fee charges, So please suggest what i have to do, i want to go court against HSBC, because i have not used there services then why i have to pay false amount?
Regards
Arvind Gautam
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