HSBC Credit Card
Charged insurance premium without my concent

Respected Sir / Madam,

I had taken credit card from HSBC in May or June (Cr. Card No - 4384 5999 8550 7937). But in the same or subsequent months they had debited insurance charges without my concent & issued me the statement. On equiry, their executive told me that this is insurance charges. I told him to revert back the charges as I do not want any insuance. Still they debited 2 extra premiums.

On enquiry they said that at the time of application you have ticked "yes" for insurance. But as per my knowledge I specifically told the executive that I do not want anything.

Now HSBC have put my name in black list because of which I am not getting any loan.

Please help me to get out of this problem.

Thanks & Regards

Shrikrishna Chavan