My name is siva reddy, I am using the HSBC credit card from the past 2 years. earlier the customer service was good. now they reduced the credit limit without any notification to me.
I called them today they said the banks will do the periodical reviews on the accounts and reduce and increase the credit limit. then I asked them on what basis you do the reviews. he don't have any answer.
Then I asked I want the strong reason for reducing the credit limit, he is replying the same thing. even though my credit history was very good. I never paid the amount late.
Don't go for HSBC credit card, it is the worst card and worst customer service.
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