Dear Sir,
I had applied Credit card of HSBC 4 years back after few days i received the credit card, but i have not use it for 1st time, few days later i received a call from HSBC for add on card i had denied for that eventhough they had depatch it at my home, so i am angry on that and decided not to use it and talk to bank official on phone at that time.
but even though bill are coming with annual fees, add on card fees and finance charges . now when i go for vehicle loan i found that my name is on CIBIL website . so guide me on this issue what to do whether to settle the dues or anything else.
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