Dear Sir,
Received your mail with thanks.
I am sorry to point out that I am deceived by your agent (Bank of Punjab) at the time when I became policy holder. The agent told me that time that after three years we can surrender the policy and get 17% to 22% profit along with the premiums we have paid. The agent (Bank of Punjab) told me that you will get 7% to 8% on FDR.By getting policy you will get more than FDR.
You declare that in policy there is everything written about the surrender value.
Though I am not getting the sufficient surrender value if I surrender my policy after three years. I am alerting the public through leading News Papers, Pamphlets and web sites by saying " beware of Aviva agents" they make fools for getting business only.
Regards,
Gian Chand
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