Dear Sir,
I had a Credit Card Of ICICI Bank No-5176533728931004 2 yrs ago, when
i was working in bangalore. After that i changed my job and came to
Noida and immdiatley went to US for 5-6 Months and
couldn't make the Payment due on my Card. But when i checked my
Acoount status of 025301537539 in December i found that arround
43000 rs got deducted from my account. I mailed regarding this to ICICI
bank from my ICICI Bank Mail facility and after that i got response
that they deducted the outstanding ammount of my credit card from my
account. Then i asked them to discontinue my Card permanently. I never went for any Settlement of this card nor anything pending on this card and i have confirmed this with the ICICI Customer Care.
I am still holding same Salary account from last 2.5 yrs with ICICI Bank in Noida and recently i thought of buying a Car and i applied for the same in ICICI Bank. But for my shock they rejected my application and gave me explanation that my name is is their defaulter's list as i went for a settlement. Then i went to HDFC Bank and they approved my loan within 3 days and i bought the car as well within 5 days.
I just want to clearify that is my name in ICICI defaulter's list or CIBIL's list. If i would have been in CIBIL's list then it was not possible for me to get a car loan from HDFC either... So have a look on my concern and remove my name from your's & CIBIL's database as i never went for any kind of settlement and paid the full amount due on me.
Dheeraj Rajawat
9810704610
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