ICICI Credit Card
Harrasment

I had a credit card with ICICI BANK and to close the account i called up the bank 3 years ago and they told me i have to pay Rs.60000/- odd, so i paid the amount and told them to close the account. Now to my surprise, i was calling up the bank to collect my NO DUES LETTER, they say i have to pay Rs.14600/- odd to them as i had taken a mobile on EMI. SO, I told them why didnt they tell me when i had paid them Rs. 60, 000/- and for this they dont have answer... And for the last 2 months they are telling me to wait and will revert in some day and when the final day arrives, they again send me a mail and give a later date... And for last 3 years they have spoiled my credit rating... Kindly give me a permanent solution