ICICI Prudential
Policy papers and actual benefits are useless

I had taken ICICI policy Life time Gold, in After payment of 1, 00, 000 INR the total sum accumulated is only 85, 0000, Its a bull shit policy, They had promised return Guranteed of 13.5 / unit

for all the three years, under RGF, But in 2 nd year its invested in Flexi growth, every year they cut the fund management charge, apart from allocation charges, which is not mentioned in Policy document.

All Icic Pru life plans are fucking plans, You loose a lot on it. IRDA should Ban this companies to do business, Investers are dont get justice out of it.

Laws shouls be in place to protect Investers.

Regards,

Amit.

9717363456.