Hi,
I have sent several mails to Customer Care department of Bank however I am not getting any response on my request. The mail sent to customer care with a cc to Operations Manager Mr. Sujeet Kumar is pasted below for ref.:-
From: Anil Jain [mailto: [email protected]]
Sent: Monday, March 21 3:54 PM
To: [email protected]; [email protected]; [email protected]
Cc: Anil Jain
Subject: Re: Increase in EMI for Loan A/c no. 039675100033044 (Anil Jain).
Hi All,
Its third day, I am still waiting for the revert.
Regards,
Anil Jain
On Fri, Mar 18 at 11:11 AM, Anil Jain wrote:
Hi All,
I have availed the above mentioned loan for Rs. 41.41 Lacs in the month of August. Initially the loan was disbursed at ROI of 9% which has been increased by IDBI Bank from time to time and now the latest ROI is 10.5%.
I understand that this incraese is dependent upon the market conditions, however if I compare my EMI at the time of disb. v/s my EMI applicable from April there an increase in monthly EMI for Rs. 5085/-. At the time of disbursement my EMI was Rs. 36248/- which is now revised to Rs. 41333/-.
I do not have any concern about incraese in ROI, however being a salaried person it is very difficult for me to pay the extra monthly burden of Rs. 5085/- that too in same financial year where I have not got any incraese in my monthly income. Since I am 33 years of age, I still have 27 years to retire from the job.
Hence I request you to please increase the tenure of loan instead of increasing the EMI so that I may be comfortable in repaying the EMI well on time and in regular course.
I hope you will consider my request and revise my EMI to lowest possible by increasing the tenure of loan.
Expecting a favorable and prompt response
With Sincere Regards,
Anil Jain
91 9619920570
919619920520
I hope the above pasted mail is self explanatory.
Expecting a prompt and earliest revert on the matter.
With Sincere Regards,
Anil Jain
91 9619920570
919619920520
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