I had borrowed Personal loan from India Bulls Finance. The time it was taken the amount was 30, 000 /- . after six month i had taken a top up loan of 15, 000/- . When the loan was taken it was said the loan has been given for 36 EMI . Despite of 37 EMI passed the authority was not closing the total loan amount. The i called up them (India Bulls) and asked what is the balance i have to pay give me the statement. They did not respond. Then i stopped payment the EMI . After One year they settled the issue and i paid the amount which i should pay to then. It is a total lethargic approach from the bank. And now they are reflecting Rs. 17, 000 written off from the bank in the CIBIL Report.
While showing this report i am unable to get my housing loan. I approached the same to the Organisation (India Bulls) but they refuse to edit the statement. Where as they issued a No due certificate from India Bulls, that stating there is no due from me to this financial institution.
While issuing a certificate of " No due" means they dont have any claim for further amount to be demanded. Then why the do not removing my name from the CIBIL .
I am totally fed up of this issue. Please let me know who can help me from this.
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