Sir i am vignesh kumar, having insurance policy number 114571204 which is New bima Gold ploicy table (179), i am paying monthly premium of 1482 dedcutible from my salary, in the last yr due to the change of job, from april i am unable to pay the monthly due, . the money back is due on october which is INR 50000 after consuting with my LIC agent, if i paid the remaining pending amount 0f 13500, the money back amount will be credited to my account, So i paid the remaining amount, the cheque has been given from the LIC is 18800 INR, After checking with the LIC agent, he said the policy had been surrendered, due to payment has been done upto, April so i will get only the surrender value. Even i though i paid for fully 3 and half years, the total premium paid will be more than INR 60000, but the surrendar value i got the nearly 30% of the amount, i dont know how the LIC people doing calculation, please suggest me to get the amount i paid, at present i am out of INDIA too, Is there possible to get the premium receipts for my policy number? for verifications
Please suggest me
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